Plantix

Finance up to 100% of car value

Loan amount up to ₹45–₹50 Lakhs

Flexible tenure up to 72 months

Attractive interest rates

Available for both new & used cars

Instant access to funds, fixed interest rates, ownership from day one.

New Car Loan: Get up to 100% funding and enjoy the thrill of owning a brand-new car.
Used Car Loan: Affordable financing options to own a quality pre-owned car.
Car Refinance: Already have a car loan? Switch to Plantix for better interest rates.

Age 21-65. Min income: ₹20k/m (approx). Good credit score (650+ preferred). Stable employment/business.

Documents: PAN & Identity Proof, Address Proof, Salary slips / Bank statements, ITR, Proforma invoice of the car.

EMI depends on Loan amount, Interest rate, Tenure. Plan your finances before you drive home your car.

Processing fees: 0.5% – 4%. Minimal cancellation charges. Standard documentation & legal charges. Nominal penalties.

Helps you purchase a vehicle by paying in easy monthly installments instead of full upfront payment.

A down payment reduces your loan amount and EMI, and can help you get better interest rates.

Yes, you can repay early, though some lenders may charge a small fee.

New car loans usually have lower interest rates and longer tenure.