Gold Loans That Unlock Instant Value

Turn Your Gold Into Immediate Financial Power. Unlock instant funds without selling your precious jewellery. Keep your gold. Use its value.

Why Choose Plantix?

15 Mins Approval

Loan approval in as fast as 15 minutes

From ₹5,000

Loan amounts starting from ₹5,000

Flexible Repayment

EMI or bullet repayment options

Low Rates

Competitive interest rates since it is secured

No Income Proof

No strict income proof required in many cases

Benefits That Make a Difference

How Much Loan Can You Get? Typically 60% to 80% of your gold value. Depends on purity, weight & market price.

  • Instant Liquidity: Get funds quickly without long approval processes.
  • Lower Rates: Better rates than personal loans.
  • Safe & Secure: Stored safely with full security protocols.
  • Multi-Purpose: Use funds for any purpose—business, personal, medical.

Eligibility & Documents

Age: 18+. Own gold jewellery 18-24 carat. Basic KYC verification required. No income barrier.

Documents: PAN Card / Aadhaar / Passport, Address Proof, Photographs, Basic KYC documents.

Smart EMI Planning

Apply -> Evaluation -> Instant Approval -> Get Funds quickly. Plan your EMI smartly.

Transparent Fees

Processing fee: approx 0.2% – 0.6%. Minimal cancellation charges. No hidden costs. Clear loan terms upfront.

Frequently Asked Questions

Yes. Your gold is stored securely with full documentation and insurance safeguards.
The lender may auction the gold to recover dues—so timely repayment is important.
Yes, gold loan funds are completely flexible.
Approval and disbursal can happen within hours or even minutes.
Apply Now